The Rich

– Invest their Time, Energy and Money efficiently to create great Wealth.
– Believe in staying away from the Pride of Life
– Believe in staying away from the Lust of the Eyes
– Believe in Financial Independence and not instant gratification
– Believe in Good Income Allocation
– Believe in Paying Themselves First

You see the rich are always richer not because they want to be rich but because they have trained themselves how to be rich. You have two choices each day; to or not to – either way your are right.


Warren Buffet- now the second richest man in the world- once said when he was but a young boy, “I don’t have much money now but someday I will and I’ll have my picture in the paper.” You see he waited more then 35 years before he saw his dream came a reality.

All because he allocated all his investible money at the right places – remember right places. If you want your money to grow you must allocated your investible amount at the right paces. Let me tell how I did it;

Each month I will take out 20% of my earned income and allocate as follows:

  • 5% to Life Insurance – to protect the risk in case my health fails or calamity were to strike me
  • 5% to Compounded interest program or Income generating Assets
  • 10% to Stock Market and only buy Blue Chips and must be kept as “Value Investing”.

Each month repeat the process again and again and again;


News ideas are critical process while you establish and ensuring that you children education fund is all good and on schedule when you needed it. Remember the inflation for education funding is increasing each year after year; therefore is a necessity for you to ensure that the plans that your have and their returns will compensate the inflation. If you are intending to be a better investor there is a need for you to be current in today’s financial world – search for good seminars, finance trade fairs and insurance companies training and get yourself equipped.

Taking Responsibility & Being Accountable
The day we cross from the stage of dependency to the stage of independence no longer under our parents’ charge, we automatically assume responsibility to take care of our own time line. This requires a sense of duty and care to plan and be responsible for our own futures. Nonetheless, we have seen so many who simply live day-to-day, without much thought and preparation for the future. In many instances, when reality finally catches up with them, they get caught off-guard and suffer the pain consequential of their careless attitude.

Take steps to look at your own time line. Have a moment of review, reflection and evaluation about your journey thus far and also contemplate on your journey ahead. Take a moment to ponder and seriously consider the needs for change, adaptation or even reinventing yourself to be better prepared for the future –your future.






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