Establish your current and future financial positions.
Questions to ponder:

  • If you are in Gen X and should you be disabled – what will  be the formula to keeping you in a financially good state be?
    If you have died in an air crash – what will the formula to ensuring continued financial security for your family be?
    To establish your net worth – what formula will you use?
    If you wanted to find out your cash flow – what would be the formulas to apply?
    Working with the formulas will lead you to consider and contemplate your income model. Generally, there are three income models:
  • Employment Income
    Investment Income
  • Business Income

Being able to establish the right income model is paramount to your success in the different stages of your life and at the various checkpoints of your timeline.
For example, if you do not transfer some of your employment or business income to an Income Generating Assets portfolio, chances are you may not be able to create sufficient investment income in the future. 
It is not how much you earn that is important. 
Rather, it is how much you keep.


  • Only employment Income? then most probably you are struggling each month – what are you going to do about it? Blame the system, blame the government or blame everyone around you.
  • You have another choice – be educated and learn how you can create a second income.
  • Look for a wise man or a mentor and get engage immediately
  • Start putting aside 10% – 20% of your income each month no matter and start saving – no excuses – if there is no money to have a mobile phone – close the account, change your lifestyle and everything will change.

There are generally 3 types of income:

1.        Employment Income (EI)
2.        Investment Income (II)
3.        Business Income (BI)
Most young adults derive their income from the Employment Income model. There is nothing wrong with it but if you truly desire to achieve financial independence you must be disciplined and systematically transfer part of your earned income to an investment portfolio to create future streams of investment income. Without creating an investment portfolio while you are still working, there is simply no way you can move from Man @ Work to Money @ Work in the future.

Let’s visit the 3 income models.

Employment Income

This category of income is the most common among all income earners. The method of deriving this income is from Man @ Work. The vulnerability of this income model lies in the need for you to keep working in order to keep the Employment Income stream flowing.

While you are engaging on this income model, it is prudent to start allocating up to 30% of your Employment Income to an IGA Portfolio so that over the long term, the IGA Portfolio can generate sufficient investment Income – to replace the Employment Income. When you are able to do that, you have arrived at an important checkpoint in your timeline – Financial Independence. It is from this point onwards that you can choose to work because you want to and not because you have to.

On the other hand, should you ignore the importance and need to allocate a certain portion of your Employment Income into the IGA Portfolio to generate Investment Income in the future, you are putting yourself in peril. There will come a time when you are no longer able to work – either in situations when you reach the retirement age or worst still, by circumstances of retrenchment and displacement.

Start creating an IGA Portfolio today – to buy some hope for yourself in the future.

Investment Income

Investment Income is generated from the IGA Portfolio (Income Generating Assets Portfolio). This is an important portfolio to be established by every one of us. Without this strategic portfolio, you can never achieve financial freedom or financial independence. Once established, it will give you a sense of accomplishment and purpose. This is where you can generate income through Money @ Work, Your IGA Portfolio can be established with regular flows of savings from the EI (Employment Income) or BI (Business Income).

However, many have failed in maintaining this strategic financial portfolio. They have been caught by the trap of chasing after a lifestyle that they cannot afford to maintain. They did not have a disciplined and systematic method of building the important portfolio over the long term.

Business Income

It is getting more common to see an increasing trend of employed individuals exploring the viability of starting their own businesses, while still keeping their employment. For some, it is an excellent option – if they can cope with the demands of running a business and keeping their job. This has also to be done in an acceptable and ethical manner. But for many, it often proves too taxing for them to maintain the balance of commitment and quality on both engagements. Business often comes across as lucrative in providing a greater potential for wealth accumulation. While it is an avenue opened to all, not every one may havewhat it takes to succeed in this demanding method of creating wealth – the pressure, risks, hard work, ability, talents, business networks, advisory teams, the competitive edge, the financial reserves and several other factors.

However, once a well-operated and proven system has been established, this business will provide you will an extremely profitable platform to generate a good stream of income which will help achieve your many lifetime financial plans, goals and dreams. Viable and manageable businesses can also be part of your IGA Portfoilo.

Yet, being able to generate a good income simply from business itself does not entail you to financial success.

As the saying goes, “It is not how much you earn that is important, it is how much you keep that matters.”  Only by having a disciplined and systematic method of savings and wealth accumulation will you establish an IGA Portfolio.

Before jumping into this category of income models, it is important for you to do a self-assessment to determine your suitability and ability to succeed in this method of wealth creation.


  1. Attend our 3 Days Class for FREE
  2. Learn all the opportunities in the global market
  3. Learn and network with the people in the class
  4. Network will determine your net-worth

If you work and work and work you are not going to go anywhere; start some kind of activities and you be all good – Call Sharon @ 09199104104 and attend her session for FREE!!!!

Article by: FINWAZE




  1. web hosting off 5 months ago

    I think this is one of the most vital information for me.
    And i’m glad reading your article. But should remark on few general things, The web site
    style is great, the articles is really nice : D.
    Good job, cheers

  2. http://t.co/BnmehOIl8g 5 months ago

    Quality content is the key to invite the people to pay a quick visit the website, that’s what this website is providing.

  3. quest bars was 5 months ago

    I love your blog.. very nice colors & theme. Did you make
    this website yourself or did you hire someone to do it for you?
    Plz respond as I’m looking to create my own blog and would
    like to find out where u got this from. many thanks

  4. tinyurl.com 5 months ago

    It’s an amazing piece of writing in support of
    all the online visitors; they will get advantage from it
    I am sure.

  5. scoliosis surgery of 5 months ago

    Hi, I do think this is an excellent site. I stumbledupon it 😉 I’m
    going to revisit once again since i have saved
    as a favorite it. Money and freedom is the best way to change, may you
    be rich and continue to help other people.

  6. http://bit.ly/38vuS56 5 months ago

    Wow, marvelous weblog layout! How long have you ever
    been running a blog for? you made blogging glance easy. The full glance of your site is fantastic, let alone the content!

  7. bitly.com 5 months ago

    I like the helpful info you supply on your articles.
    I’ll bookmark your blog and take a look at again right here frequently.

    I am slightly certain I will be informed many new stuff right
    here! Good luck for the following!

  8. bit.ly 5 months ago

    Great post. I was checking continuously this blog and I am impressed!
    Very helpful information specially the last part 🙂 I care for
    such information a lot. I was seeking this certain info for a very long time.
    Thank you and good luck.

  9. a scoliosis surgery 5 months ago

    Wow, this piece of writing is fastidious,
    my younger sister is analyzing these kinds of things, so I am going to tell her.

  10. this quest bars 5 months ago

    Hi are using WordPress for your blog platform? I’m new to the blog
    world but I’m trying to get started and create my own. Do you require any coding expertise
    to make your own blog? Any help would be really appreciated!
    quest bars http://bit.ly/3jZgEA2 quest bars

  11. app.gumroad.com 5 months ago

    It’s an awesome paragraph designed for all the web visitors; they will obtain benefit from it I am sure.
    asmr https://app.gumroad.com/asmr2021/p/best-asmr-online asmr

  12. bit.ly 5 months ago

    I like the valuable info you provide in your articles.
    I’ll bookmark your blog and check again here regularly.
    I’m quite sure I will learn a lot of new stuff right here!
    Best of luck for the next! scoliosis surgery https://0401mm.tumblr.com/ scoliosis surgery

  13. http://j.mp 5 months ago

    Wonderful post! We will be linking to this great post on our site.
    Keep up the good writing. cheap flights http://1704milesapart.tumblr.com/ cheap flights

  14. http://coub.com/ 4 months ago

    I know this if off topic but I’m looking into starting my own weblog and was curious what
    all is required to get setup? I’m assuming having a blog like yours would
    cost a pretty penny? I’m not very internet savvy so I’m not 100%
    certain. Any suggestions or advice would be greatly appreciated.
    Appreciate it scoliosis surgery https://coub.com/stories/962966-scoliosis-surgery scoliosis surgery

  15. bitly.com 4 months ago

    Way cool! Some very valid points! I appreciate you penning this post
    and also the rest of the website is really good.
    ps4 https://bit.ly/3z5HwTp ps4

  16. www.iherb.com 4 months ago

    I’m impressed, I must say. Rarely do I encounter a blog that’s both equally educative and entertaining,
    and let me tell you, you’ve hit the nail on the head.
    The issue is something not enough folks are speaking intelligently about.
    I am very happy that I found this during my hunt for something relating to this.
    quest bars https://www.iherb.com/search?kw=quest%20bars quest bars

  17. This information is invaluable. How can I find out more?

    part time jobs hired in 30 minutes https://parttimejobshiredin30minutes.wildapricot.org/

  18. is ps4 games 3 months ago

    If you are going for most excellent contents like I do, simply pay a quick visit this web site all the time for the reason that it provides feature contents,

  19. asmr why 1 month ago

    Hi there! This is my first visit to your blog! We are a collection of volunteers and
    starting a new initiative in a community in the same niche.
    Your blog provided us useful information to work on. You have done a outstanding job!

  20. bit.ly 3 weeks ago

    For newest news you have to pay a quick visit world-wide-web and on web I found
    this website as a best website for most recent updates.

Leave a reply

Your email address will not be published. Required fields are marked *



We're not around right now. But you can send us an email and we'll get back to you, asap.


FINWAZE makes no representations or warranties, express or implied, in relation to this website (www.finwaze.com) or the information and materials provided on this website. It does not also warrants that this website will be constantly available or available at all times. The information on this website is complete, true, accurate or non-misleading. Nothing on this website constitutes, or is meant to constitute, advice of any kind. FINWAZE shall not be liable for any damage or injury, whether direct or indirect, that it may cause in relation to the contents of, or use of, or otherwise in connection with this website. By using this website, you agree to the reasonableness of the limitations of liabilities herein set out and further agree to assume whatever risk, loss, damage or injury in may cause in connection to the use of this website. No claims shall be brought personally against the officers and employees of FINWAZE, in connection with the use of this website. The user of this website agree to the limitations of warranties and liabilities herein set out to protect the officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as FINWAZE. Any unenforceable provisions that may be found on this website under applicable law shall not affect the enforceability of the other provisions.

Legal Documents  |  ©2022 Finwaze Philippines

Pin It on Pinterest

Share This

Log in with your credentials

Forgot your details?