Matthew 13 (What can we learn from this parables)

The Parable of the Sower

13 That same day Jesus went out of the house and sat by the lake. Such large crowds gathered around him that he got into a boat and sat in it, while all the people stood on the shore. Then he told them many things in parables, saying: “A farmer went out to sow his seed. As he was scattering the seed, some fell along the path, and the birds came and ate it up. Some fell on rocky places, where it did not have much soil. It sprang up quickly, because the soil was shallow. But when the sun came up, the plants were scorched, and they withered because they had no root. Other seed fell among thorns, which grew up and choked the plants. Still other seed fell on good soil, where it produced a crop—a hundred, sixty or thirty times what was sown. Whoever has ears, let them hear.”


My dream continues. My childhood days were difficult. Dad was a taxi driver and Mom was a homemaker. We were poor – very poor. Daily meals at home consisted mostly of just plain rice without other side dishes. Occasionally, Dad would bring home curry chicken for dinner, and this was a call for celebration! Back then, life was extremely tough. My dad did not have the luxury of having access to financial planning advice such as we do now. No financial plan. No direction. Struggling with trying to make ends meet, my parents did not believe in planning for the long term.

At the age of 14, something very eventful happened. My dad, our family’s sole breadwinner, met with a terrible accident. As a result, he was badly injured. From then on, we lost our freedom and at times had to suffice with meagre meals. There was no income continuity – Dad did not have any insurance or risk management program then. Everything came to an immediate stop because he was bedridden. The income flow to my family stopped abruptly and medical bills were piling high. Eventually, Mom had to start looking for a job. She was willing to take up any job in order to make ends meet. On many occasions, we had no food, only water. That was a nasty period in our lives – a painful one. At that time, I felt really helpless. What could I do at the tender age of 14? Relatives took pity on us. Some offered help but many shunned us.

Many months passed. Soon, Dad recovered steadily but was still unable to work. Because of the piling medical bills and the need to sustain the family, my parents had no choice but to resort to repetitive borrowing. That was the time I learnt that getting into debt was a very pathetic experience. I had to leave school to work, in hopes of alleviating the heavy burden that weighed upon Mom’s shoulder

The year was 1976. At the age of 15, I joined the Singapore Armed Forces (SAF) as a career soldier. During the early days of the SAF, its military training academy was already established to provide a career platform for youths like myself to study and be trained as a full-time soldier. After two gruelling years in the military academy, I finally graduated as a full-fledged soldier in the SAF. Though the training was extremely rigorous and rough then, I endured the hardship, focusing instead on my responsibility to bring home income for my family. So true is the saying,
“Tough times don’t last. Tough people do.”
A trying period in my life such as this one has indeed toughened me. In my military career, I usually topped the class and won awards in the many courses I attended. Along with it, my income steadily climbed and my family’s situation gradually improved. Eventually, we moved out from Changi to the Southern part of Singapore where we stayed in a rented flat. Compared to our wooden Kampong house, our new home was so much more comfortable, with amenities in immediate convenience. My life was transforming, slowly. Unknown to me however, Singapore was progressing and transforming at a comparatively much faster pace. Even though the quality of our lives had improved, we still:

– Did not own a home (It was rented)
– Did not have savings
– Did not have assets
– Did not have a tertiary education

In 1981, another tragedy hit. Dad passed away. Because of the accumulation of debts over the entire period when he could not work, he left behind no asset but instead, a mountain-load of liabilities. We thus had to scrimp on every cent from our monthly pay cheques to repay our debts.

My dream of becoming a millionaire was also challenged. I remembered, “Tough times don’t last. But tough people do.” I took on the challenge and confronted the obstacles head-on. I made a vow there and then that I did not want to be poor anymore. I will tell my story to the world and teach many others to be rich too. I will encourage all to pursue their dreams and be rich – because their futures were worth it.

I keep on sowing; If you want to fulfil your dreams don’t stop sowing – it will come a time it will surely fall on the good soil.

Is easy for anyone to talk about success when they are already there; but the farmer know there are challenges; weather, 4 seasons and etc – obstacles and unforeseen circumstances will come your way!! stay firm and start your focus right.

My 3 Questions

Have a plan.

  • You must have  designed plan and the purpose within the purpose in that designed plan – remember you are here on earth as a transit and not permanent so do the things that will help all the people around you and not about your self alone

Identify my resources.

  • Know what you have and see how you can maximise the things that you have – always look at the positive side and do something about it.

Allocate my resources in the right places.

  • Read and learn how other successful investors and entrepreneurial does their business and investment – remember whatever you do do it ethically – it will take a longer to achieve your goals but it will stay permanent throughout your life.

‘I thought I was abused because I had no shoes till I found a man without legs” – Think about it!! and start moving forward.


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